Confused by Social Security?
Join Aul Financial Group for a deep dive on this important subject!
Maximizing Social Security
Knowing what you can do, so you can know what you should do
The objectives of this course are to provide you with the tools, insight, and proven strategies that will allow you to make informed decisions about Social Security. This course will teach you easy-to-understand strategies on how to maximize your benefits.
Understand the reductions for taking benefits early and how the choices you make now could result in an additional $100,000 for a single and upwards of $400,000 for couples over your lifetime.
How you may be able to lower taxes on your benefits now and after you start receiving your benefits.
Know your spousal, divorced spouse, widow, and widower benefits
Know where Social Security fits in with your other income sources.
Seats Available
About Your Instructor
Steven Aul ChFC®, RICP®
President and CEO
Steven Aul holds ChFC®, CLU, and RICP® designations and graduated from Ball State, where he earned a bachelor’s degree in accounting. He is a recognized financial commentator, co-author, radio host, and licensed insurance agent.
Known to his colleagues and clients as a seasoned and experienced independent financial professional, he regularly conducts financial workshops and hosts “The Aul Financial Hour — Your Money Matters” radio show on KMOX 1120 AM as well as “The Money Report: Planning Your Retirement” on CBS.
Steve Aul is a National Social Security Advisor certificate holder*, awarded by the National Social Security Association, LLC in Cincinnati for completion of the National Social Security Advisor program.
The NSSA certificate program promotes advanced Social Security education with the goal of providing certificate holders knowledge to better counsel clients on ways to claim Social Security benefits in order to optimize lifetime Social Security income.
*The National Social Security Advisor certificate program is not a professional certification program. The National Social Security Advisor certificate, the National Social Security Association, LLC and Aul Financial Group are not affiliated with or endorsed by the Social Security Administration or a US governmental agency. This presentation has not been approved, endorsed, or authorized by the Social Security Administration.
Seating is Limited
Aul Financial Group, LLC and the presenters are not affiliated with or endorsed by any collegiate university, college, the Social Security Administration, or any other government agency. Aul Financial Group, LLC is not an accredited educational institution and/or program and is not recognized by any accrediting agencies or state approval agencies. Information provided by Aul Financial Group, LLC is not a Postsecondary Education in any subject matter. The financial educators Steven Aul, Deanna Orf, and Mel Brandon are insurance licensed (Insurance License #s: 8039738, 407004, and 0125141). Steven Aul and Deanna Orf are Investment Advisor Representatives of The Aul Financial Group, LLC, an SEC Registered Investment Advisor. The material presented is not intended as legal or tax advice, or as any other type of specific advice, and should not be construed or interpreted as such. Please consult with your attorney, accountant, and/or tax advisor for advice concerning your particular circumstances. The generalized information we provide regarding tax minimization planning is not intended to and cannot be used by anyone to avoid paying federal, state, or local municipality taxes or penalties. If you choose to work with any of these instructors in a professional setting outside of this class, we will disclose any potential fees to you at that time and will provide you with our Form CRS, Form ADV and Form ADV 2Bs.
This commentary contains certain forward-looking statements. Forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause the actual results to differ materially and/or substantially from any future results, performance or achievements expressed or implied by those projected in the forward-looking statements for any reason.
No graph, chart, or formula in this presentation can be used in and of itself to determine which securities to buy or sell, when to buy or sell securities, whether to invest using this investment strategy, or whether to engage Aul Financial Group, LLC’s investment advisory services. Investments in securities are subject to investment risk, including possible loss of principal. Insurance product guarantees are backed by the financial strength and claims-paying ability of the issuing company. Prices of securities may fluctuate from time to time and may even become valueless. Any securities mentioned in this commentary are not FDIC-insured, may lose value, and are not guaranteed by a bank or other financial institution. Before making any investment decision, investors should read and consider all the relevant investment product information. Investors should seriously consider if the investment is suitable for them by referencing their own financial position, investment objectives, and risk profile before making any investment decision. There can be no assurance that any financial strategy will be successful.
Annuity & Life Insurance guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any references to protection benefits or lifetime income generally refer to fixed insurance products. They do not refer, in any way to securities or investment advisory products or services. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Aul Financial Group, LLC.
Investment advisory services are offered by Aul Financial Group, LLC, a Registered Investment Advisor. Insurance products are offered through its affiliate, Aul Insurance Group, LLC. We do not offer tax or legal advice. Opinions expressed are as of the current date and subject to change without notice, and data may be obtained from third party sources we believe are reliable. Aul Financial Group, LLC shall not be responsible for any trading decisions, damages, or other losses resulting from, or related to, the information, data, analyses or opinions contained herein or their use, which do not constitute investment advice, are provided as of the date written, are provided solely for informational purposes and therefore are not an offer to buy or sell a security. This commentary is for informational purposes only and has not been tailored to suit any individual. References to specific securities or investment options should not be considered an offer to purchase or sell that specific investment.